The Influence of Service Quality on BPJS Employment Participant Satisfaction and Trust

Authors

  • Sri Adrianti Muin Universitas Fajar Makassar, Indonesia
  • Yusri Universitas Fajar Makassar, Indonesia
  • Besse Imrayani Imran Universitas Fajar Makassar, Indonesia
  • Kasno Universitas Fajar Makassar, Indonesia

DOI:

https://doi.org/10.55885/jmap.v5i3.674

Keywords:

Service Quality, Participant Satisfaction, Institutional Trust, BPJS Employment

Abstract

This paper examines how service quality affects satisfaction and trust among its participants of BPJS Employment which is the employment insurance agency of the state in Indonesia. Based on SERVQUAL approach, the study decomposes service quality into its five central dimensions, which include; service tangibles, service reliability, service responsiveness, service assurance, and service empathy, and determines their ability to predict satisfaction among the participants. An explanatory quantitative study with a structured questionnaire given to 370 sampled participants was used in the study; the samples had been stratified randomly. Using regression and mediation tests, it can be found that each dimension of service quality has a significant impact on satisfaction and, among them, empathy (beta= 0.242) and responsiveness (beta= 0.226) are the most notable ones. Trust is also majorly affected by satisfaction (beta = 0.456) and the ability of satisfaction as mediator between service quality and trust is confirmed using a Sobel test (z = 5.75, p < 0.001). The results are convincing of the essential roles of emotionally intelligent and participant-service in administration in social welfare institutions whose interpersonal treatment can be more vital than structural efficiency in establishment institutional legitimacy. In addition to verifying existing theories, the present research will provide theoretical progress in the literature on management as it shows the role of satisfaction as the strategic mediator of the process of building trust, not just as the evaluative final state.

References

Akhyar, A. (2023). Kualitas Pelayanan Publik: Suatu Tinjauan Mengenai Kepuasan Masyarakat. Jurnal Penkomi: Kajian Pendidikan Dan Ekonomi, 6(2), 103-113. https://doi.org/10.33627/pk.62.1246

Ali, B., Aibinu, A. A., & Paton-Cole, V. (2023). Unearthing the difficulties in the information management of disruption claims. Journal of Legal Affairs and Dispute Resolution in Engineering and Construction, 15(2), 04523001. https://doi.org/10.1061/JLADAH.LADR-934

Arianto, B. (2023). Understanding Indonesian employment social security (Jamsostek)(non) participation: exploring perspectives of employers, workers, and policymakers (Doctoral dissertation, University of Birmingham).

Burke, K., & Leben, S. (2024). Procedural fairness: A key ingredient in public satisfaction. Ct. Rev., 60, 6.

Delgado, J. (2021). Vulnerability as a key concept in relational patient-centered professionalism. Medicine, Health Care and Philosophy, 24(2), 155-172. https://doi.org/10.1007/s11019-020-09995-8

Idayati, I., Kesuma, I. M., Aprianto, R., & Suwarno, S. (2020). The Effect of Service Quality on Citizen’s Expectation Through Dimension of Tangible, Emphaty, Reliability, Responsiveness and Assurance (TERRA). SRIWIJAYA International Journal of dynamic economics and business, 4(3), 241-252. https://doi.org/10.29259/sijdeb.v4i3.241-252

Juliyana, J., & Nuryanto, N. (2025). Analisis kualitas pelayanan dan kepuasan masyarakat terhadap pelayanan pegawai administrasi kependudukan di Kantor Desa Situsari. Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan, 7(3). https://doi.org/10.55904/br2n4t50

Ladhari, R. (2009). A review of twenty years of SERVQUAL research. International journal of quality and service sciences, 1(2), 172-198. https://doi.org/10.1108/17566690910971445

Lee, A. H. Y. (2022). Social trust in polarized times: How perceptions of political polarization affect Americans’ trust in each other. Political behavior, 44(3), 1533-1554. https://doi.org/10.1007/s11109-022-09787-1

Lim, S. B., & Kamaruddin, K. A. (2023). Violated factors in building citizen-centric e-government websites: insights from the performance of the federal, state and local governments websites in Malaysia. Journal of Systems and Information Technology, 25(1), 109-132. https://doi.org/10.1108/JSIT-12-2021-0262

Lim, W. M., Srivastava, S., Jain, A. K., Malik, N., & Gupta, S. (2023). When employees feel betrayed: The mediating role of psychological contract violation on nepotism and workplace commitment in the hotel industry. International Journal of Hospitality Management, 108, 103381. https://doi.org/10.1016/j.ijhm.2022.103381

Lissillour, R., & Sahut, J. M. (2022). How to engage the crowd for innovation in a restricted market? A practice perspective of Google's boundary spanning in China. Information Technology & People, 35(3), 977-1008. https://doi.org/10.1108/ITP-11-2019-0610

Malhotra, N. K., Ulgado, F. M., Agarwal, J., Shainesh, G., & Wu, L. (2005). Dimensions of service quality in developed and developing economies: multi‐country cross‐cultural comparisons. International marketing review, 22(3), 256-278. https://doi.org/10.1108/02651330510602204

Nismawati, I., Umaruzzaman, U., & Mahadewi, E. P. (2022). Implication of BPJS for Private Health Insurance Marketing and Business Competition in Indonesia. International Journal of Health and Pharmaceutical (IJHP), 2(3), 580-588. https://doi.org/10.51601/ijhp.v2i3.96

Pansera, M., Marsh, A., Owen, R., Flores López, J. A., & De Alba Ulloa, J. L. (2023). Exploring citizen participation in smart city development in Mexico City: An institutional logics approach. Organization Studies, 44(10), 1679-1701. https://doi.org/10.1177/01708406221094194

Putra, A. E. (2024). Analysis of Factors Influencing BPJS Membership Status in the Independent (PBPU) and Non-Worker Segments. Media Publikasi Promosi Kesehatan Indonesia (MPPKI), 7(6), 1686-1694. https://doi.org/10.56338/mppki.v7i6.5221

Saharan, S., Hoque, S., Neware, P., Ravichandiran, V., & Gaikwad, V. (2025). Current Clinical, Regulatory, and Patent Aspects of PEGylated Nanoproducts. In PEGylated Nanocarriers in Medicine and Pharmacy (pp. 495-554). Singapore: Springer Nature Singapore. https://doi.org/10.1007/978-981-97-7316-9_17

Samiun, N. I., Azzochrah, N. A., & Haris, C. (2024). Digital Transformation: Quality of Online Claim Services and Participant Satisfaction at BPJS Ketenagakerjaan, Manado Branch. Maqrizi: Journal of Economics and Islamic Economics, 4(1), 77-90. https://doi.org/10.30984/maqrizi.v4i1.974

Schilke, O., & Lumineau, F. (2023). How organizational is interorganizational trust?. Academy of Management Review, (ja), amr-2022. https://doi.org/10.5465/amr.2022.0040

Setiono, B. A., & Hidayat, S. (2022). Influence of service quality with the dimensions of reliability, responsiveness, assurance, empathy and tangibles on customer satisfaction. International Journal of Economics, Business and Management Research, 6(09), 330-341. http://dx.doi.org/10.51505/ijebmr.2022.6924

Singun, A. J. (2025). Unveiling the barriers to digital transformation in higher education institutions: a systematic literature review. Discover Education, 4(1), 37. https://doi.org/10.1007/s44217-025-00430-9

Tien, N. H. (2023). Factors affecting the quality of relationship between private service providers and public institutions in Vietnam. International Journal of Public Sector Performance Management.

Vuković, D., & Mrakovčić, M. (2022). Legitimacy, Independence and Impartiality: How do Serbian and Croatian Legal Professionals Assess Their Judiciaries?. Europe-asia studies, 74(6), 945-967. https://doi.org/10.1080/09668136.2021.2019195

Wirtz, J., & Lovelock, C. (2021). Services marketing: People, technology, strategy. USA: World Scientific.

Zhang, J., Li, H., & Yang, K. (2022). A meta‐analysis of the government performance—trust link: taking cultural and methodological factors into account. Public Administration Review, 82(1), 39-58. https://doi.org/10.1111/puar.13439

Downloads

Published

2025-10-21

How to Cite

Muin, S. A., Yusri, Y., Imran , B. I. ., & Kasno, K. (2025). The Influence of Service Quality on BPJS Employment Participant Satisfaction and Trust. Journal of Management and Administration Provision , 5(3), 551-562. https://doi.org/10.55885/jmap.v5i3.674